Thank You for your recent inquiry for your Home Loan !

 

                                 To Apply

CLICK HERE

or copy the below link

https://kdmortgages.floify.com/apply-now

 

A Quick 5- 7 Minutes application. (can leave assets and liabilities blank)

This will prompt you to create an online portal where you can upload documents towards end.

 

 

Below is List of Documents to expect that you may start gathering:

1. Copy of Driver License
2. Recent 2 Paystubs
3. Last 2 years W2 (for all jobs worked)
4. Recent Mortgage Statements (for all properties owned)
5. Recent 2 Bank Statements (all pages) any large deposits beside payroll will be questioned.
6. If Purchase transaction provide copy of contract all pages and addendums

Documents Needed on Next Step:

1. Current home insurance or if purchase insurance quote.
2. HOA Statement for all homes owned (documenting property address & dues amount and Frequency)

5. Once the File is ready you will get Initial Loan Disclosures through Docusign password for that is last 5 of your SS

5. Before Closing updated recent paystub, bank statements may be required

If you are a Non-Citizen please provide:

1. Copy of front and back of green card

                    OR

2. If on Work Visa, provide copy of Visa, if expired then need copy of EAD or I-1797 notice with extension.

While in a home loan application process we recommend to follow the below DO NOT Do’s

• Do Not open any New Credit accounts
•  Limit usage of Current Credit accounts
• Contact us if any change in employment or income.
• Avoid multiple credit inquires.
• Any deposits in your bank account beside payroll will need to be documented
• Avoid any CASH deposits.

                           RATE LOCK- Until you get a written statement or documents form us saying Rate Locked its not locked and subject to change.